The CDCP is a federal dental insurance program that helps uninsured Canadians with a household income under $90,000 get essential oral health services. The plan began with seniors in 2024 and, as of June 1 2025, all remaining uninsured adults (18‑64) can also receive care.

To use the CDCP at our clinic, you must:

• Have no private or workplace dental coverage
• Be a Canadian resident for tax purposes
• Have filed your 2024 tax return (and your spouse/partner’s, if applicable)
• Report an adjusted family net income < $90,000
• Fall into one of these groups now covered:
  
  • Seniors 65+
  • Children under 18
  • Adults with a valid Disability Tax Credit certificate
  • Uninsured adults 18‑64 (applications opened in May 2025)

Not sure you qualify? Call us and we’ll walk you through the online or paper application.

*You may also be responsible for any difference between CDCP fees and our standard clinic fees. We provide written estimates before treatment.

The CDCP reimburses a wide range of preventive, basic, and major procedures, including:

• Exams, cleanings, fluoride, sealants, digital X‑rays
• Fillings, extractions, root‑canal therapy
• Gum‑disease treatments and deep cleanings
• Complete and partial dentures, denture repairs, and relines
• Crown repairs and select new crowns (with pre‑authorization)
• Oral surgery, plus minimal to deep sedation where medically required

Orthodontic care for medically necessary cases is expected to launch later in 2025.

• Direct billing: We submit claims to Sun Life (the CDCP administrator) on your behalf.
• Up‑front clarity: If a service isn’t fully covered, you’ll receive a printed cost estimate before we begin.
• Latest technology: Digital X‑rays, intra‑oral cameras, and gentle hygiene techniques reduce chair‑time and improve comfort.
• Flexible appointments: Early‑morning, evening, and Saturday bookings are available.

Many seniors have already received approval letters. Bring your CDCP ID number (or the confirmation letter) to your first visit so we can verify coverage and start treatment right away. This new Canadian dental plan for seniors is saving the average patient over $700 a year on oral health costs.